AYour attorney receives no financial incentive from NCC. NCC should be considered as one funding option potentially available to you.

AThe funding can be used to pay your legal fees, expert costs and reasonable personal expense.

AThe first stage is a conversation with your attorney to see if you are eligible. If the attorney believes that you are, there is an application form that they will begin and you will be asked to approve before NCC will process the application.

AYou will be pre-approved all the way to the settlement if required. The funds are drawn down as and when your attorney needs funds, but only with your approval. You do not have to use the entire funding amount and there is only a fee on the money once it is sent to your attorney client account. This gives you peace of mind that funding is available but you are only paying for what you use.

AThe contract is between yourself and NCC. The attorney does have an obligation to NCC to communicate anything material that happens during the case and pay o! the funding from any proceeds they receive as part of the settlement before the remainder is passed to you.

ANCC will undertake a credit check as part of your application.

AOnce NCC has received the completed application, we will undertake a credit check. Upon approval documents are sent to you for your review with an independent attorney. It does not have to be a matrimonial lawyer, but an attorney practicing in your state. When everything is signed and returned to NCC, we transfer the first drawdown of your facility to your attorney. You should allow a month for the whole process.

AYes, once you have the documents we ask you to take independent legal advice. The attorney providing the advice will then send NCC a letter confirming that you understand the agreement. This pro-forma letter is provided for you.

AThe charging structure is transparent and straight forward: We provide you with an agreed amount. You drawdown from that facility what you need at any point.

AThe fees are rolled-up so there is nothing to pay until settlement.

ANo, it needs to be settled in a single payment.

AWe will have an agreed term but can be extended if agreed with NCC. We understand that it can be hard to predict when, for example, a house will sell to repay the funding. So we allow on a case-by-case basis.

AYes, you assign a portion of the proceeds from your settlement to NCC. For example, any lump sum payments or proceeds from a property sale are used to pay the NCC before being passed to you.

AYou are still obliged under the terms of the agreement even if the legal proceedings cease.

AThe funding is linked to your current attorney as they have obligations to NCC under the agreement. Any new attorney would have to be approved by NCC (and agree to take on your case) otherwise this is a breach of the agreement and the funds will need to be repaid as per the terms of the agreement.

AIf you choose to act for yourself you will be in breach of the funding agreement and the funding will need to be repaid as per the terms of the funding agreement.

APlease speak with your attorney or visit our website: www.newchaptercapital.com